Best Cd Rates July 2024 Nj. The best cds currently range from 5.05% to 5.75% — with some promo rates as high as 7.50% — which is higher than average compared with the last. The nation's best cd rates are 6.00% for 10 months, 5.51% for 3 or 6 months, and 5.50% on varying terms between 3 and 9 months.

You can begin with as little as $500, with the flexibility of having your interest credited to your. Here are the current top cd rates offered by the biggest traditional banks, which we’ve defined as banks that are among the top 10 by asset size as ranked by the federal reserve and that have.